About Us

We fully appreciate that potential clients like to know something about who they would be dealing with and something about that firm's background and we are therefore pleased to provide the following background information in this regard. The proprietor and principal of French Mortgage Connection is Ian Mullis BA(Hons) Cert FPS. Ian deals with most initial enquiries received by the firm and personally deals with all initial email and most telephone contact with clients who have full mortgage applications actually underway with us. This gives our clients an unrivalled degree of "continuity" in their dealings with us.

French Mortgage Connection (FMC) have been involved in arranging French mortgages, as specialist mortgage brokers, for many years now and Ian Mullis has authored articles on the French property market and French mortgages for several specialist financial services periodicals, including the L.I.A.'s (Life Insurance Association's) "Prospect" magazine and the mortgage magazine "Mortgage Solutions" (published by the publishers of "Investment Week" & "International Investment"). Copies of these articles are available upon request. In addition, details of FMC have been featured in the past in, amongst other national newspapers, The Times newspaper, by the financial journalist Clare Stewart, who contacts us for the latest information on French mortgages when writing articles on the French property market for The Times.

Ian Mullis owns property personally in France, and we also have an office presence there (in Dept 36, to be precise).

FMC have also assisted several French banks in "designing" mortgage schemes specifically of interest to / relevance for UK and other Non Resident borrowers, including "Interest Only" lending schemes without any need for a "repayment vehicle", which are not generally commonly available mortgage products in France, and allow maximum fiscal advantages in certain circumstances.

Ian Mullis read Economics at University and holds the full Financial Planning Certificate (FPC) of the Chartered Insurance Institute (CII)and is a member of the Personal Finance Society by diploma - the abbreviated designation title for which is "CertFPS".

French Mortgage Connection are retained by many leading Estate Agents and Property Finding Agents (UK and French based) and by specialist lawyers, who deal with the French market, to handle their mortgage business and enquiries, along with other firms and professionals associated with the French market. We are also retained by various internet sites to provide their French mortgage services and mortgage enquiry functions (see the Links section of out site).

Many UK based Independent Financial Advisers (IFAs) and Company Representatives from major UK insurance groups also refer clients to French Mortgage Connection, in recognition of the fact that Euro mortgages are a specialist field, outside of most financial advisers' normal experience and expertise. In these cases, any related Life Insurance requirements will normally be handled by the clients' existing financial adviser.

Although the majority of our business still comes from our many professional connections and from "word of mouth" recommendations from existing clients, an increasing number of new clients now come across our services directly off this Website - so if that includes you, then you will be most welcome should you wish to contact us with your requirements. 

Our full contact details are on the home page and we offer a rapid decision in principle service, free and with no obligation, which you can access by navigating to the Decisions in Principle part of this website.

Please note that we do not currently handle mortgage cases which are below € 80,000 euros.

a summary of our services ....

• We provide free initial decisions in principle and mortgage quotes - normally by email
• We can help you "pre-qualify" for a mortgage, to save you time and trouble later on
• We help with the paperwork and its accurate presentation to the French lender
• We will monitor your application and provide progress reports, by email or phone
• We can assist you with finding specialist property insurance, legal advice, tax advice etc

The basis upon which we act for our clients can be found on the Terms of Business page. This outlines in full detail how we act for our clients and how we are paid for the services which we provide. 

You may wish to look at our Frequently Asked Questions page, which provides further details in a number of key areas and has the answers to 20 key FAQs.

Statutory Warnings: Your home is at risk if you do not keep up repayments on a mortgage or other loan secured upon it.
The Sterling equivalent of your liability under a foreign currency mortgage may be increased by exchange rate movements.
A Life Insurance policy will be required for each mortgage borrower.
All mortgages are subject to Status and are not available to those under age 18 years. Written details upon request.