French Mortgage Connection
are UK based mortgage brokers who arrange mortgages with banks in France
for buyers requiring a mortgage to purchase in France
French Mortgage
Connection are able to provide you with an initial Decision
in Principle, free and without obligation, to help you determine
the amount you could borrow along with the details of the
associated monthly mortgage repayments involved with various
mortgage options, as currently available in the French mortgage
market.
If you wish, you can also take this
a stage further and "pre-qualify" for a mortgage: meaning
that you can apply for a mortgage without a specific property
in mind. This can save you time later on and can put you in
a very strong position once you have found a property.
All this
can be done without any initial costs or obligation: but, either
way, it all starts with completing our decision in principle form
(below).
With a Decision in Principle
from us, you can look with a degree of confidence and peace of mind;
knowing your price range and the monthly mortgage costs involved.
Before entering into a
Compromis de Vente (or any other type of French sales contract)
you should obtain a "Decision in Principle"..
In order to provide you
with an accurate and reliable Decision in Principle, we will need
a certain amount of background information about you, including
your current financial circumstances, your likely mortgage requirements
together with other relevant or material facts.
All information provided is treated in strict confidence
(although it may be divulged to French lenders, of course): all we ask is that
the information you provide is wholly accurate and can be backed up later on,
as and when it may be necessary.
All French lenders will still want to see a fully completed
mortgage application and satisfactory documentation before making a
formal mortgage offer, of course.
The information we need
is set out in the Decision in Principle Enquiry Form below. You
can fill in the form offline (if you wish) and submit this to us
by going back online and clicking the Submit Button at the end of
the form. Please note that, once you click the Submit Button, it
can take a few moments before the information you have completed
is relayed to us, so please be patient ! When the information has
been successfully transmitted, you will see an acknowledgment message
to signify you have successfully transmitted the form.
Please do ensure you complete this form fully, with all
the appropriate details requested, otherwise we will not be able to give you an
accurate indication and will have to clarify any missing information with
you.
If you wish, you can fax
this form to us, if you prefer - in which case please print out
the form via your Browser and then fax us the manually completed
copy to UK fax number 0845 2992276. If you decide to complete this
form manually, please adopt your "very best and most legible style
of handwriting" and please do use black ink !
If we can place your requirements,
you will receive a series of mortgage illustrations, together with
general guidance, background information, and a comprehensive list
of the documentation needed to make a full mortgage application.
This will be sent to your email address, unless you specify otherwise.
Please
note that the minimum loan size we currently handle is
80,000 euros. Please note that in the current
mortgage market, lenders are increasing declining cases if a property
is in "poor condition" and if not considered to be "habitable"
as it stands - i.e. if it does not have
"standard" amenities, such as mains water & electricity,
a fully functioning foul water drainage system, kitchen and bathroom
or shower room, or no heating etc, or if the structure (roof, walls
etc) is "unsound". For this reason, please note we do
not handle enquiries where a property is not in a currently "habitable"
condition and having standard amenties (these comments apply to
older 2nd hand type property rather than to brand "new build"
projects of course).
DECISION IN PRINCIPLE - Enquiry Form
Statutory Warnings: Your home
is at risk if you do not keep up repayments on a mortgage or other loan secured
upon it. The Sterling equivalent of your liability under a foreign currency
mortgage may be increased by exchange rate movements. A Life Insurance
policy will be required for each mortgage borrower. All mortgages are
subject to Status and are not available to those under age 18 years. Written
details upon request.